Employed
If you are in full time employment, it's easy to take out a Personal Secured Loan from Loangiant, and we will find you rates that are comparable with - if not better than - those offered by some high street lenders. All we ask is some confirmation of your current income.

We all know that today's employment world is not as secured as the one known by our parents and grandparents - a fact that is not immediately recognised by the high street banks and building societies in UK.

Self-Employed
You may be one of the increasing number of people in UK who have set up their own businesses and work for themselves. In which case you will appreciate that, as well as bringing many benefits, your self-employed status can also bring some downsides.

As someone running your own business you will probably be all too aware that most UK banks prefer lending personal secured loan to employed clients because of the (mistaken) belief that an employed applicant represents a better risk.

Retired
You've worked long and hard and finally that long-dreamed of retirement has come round. But is it living up to your initial expectations? Are you making the most of this very important time of your life?

Now you are retired you may find that some major names in the finance world start to treat you differently. But with LoanGiant's Personal Secured Loan plans we are determined to help you with whatever are your retirement plans. Whether you want to go on a round the world cruise or spend some money on your house and garden, we will search the market and find you the most competitive personal secured loan in UK that exactly suits your needs and requirements.

It's easy too. If you have retired, you can simply send us copies of your pension statements and, unlike most personal secured loan providers, we accept state pensions too.

To enjoy your retirement to the full, take out a Secured Personal Loan from Loangiant. You could borrow anything from £5,000 to £100,000.

Negative/No Equity
If you are home owner but have little or negative equity in your home, it can often be difficult to obtain the personal secured loan that you want.

If you have little or negative equity, a Personal Secured Loan from Loangiant could let you borrow up to 125% of your property value. With our personal secured loan plans, we'll search from our carefully selected panel of lenders to provide you with some of the most competitive rates of interest available.