The content
of this website and the products and services
featured are only available to residents of the
United Kingdom aged over 18 and are subject to
status. By accessing and using this website you
are agreeing to our Conditions of Use and Privacy
statement.
Loan Giant Business Loan are administered through
Central Capital Corporation Limited. Telephone
calls may be recorded for training and security
purposes. Central Trust Corporation Limited is
registered in Guernsey number 37613.
Registered Office:
1 Le Marchant Street,
St Peter Port,
Guernsey,
GY1 4HP.
Address for UK correspondence:
The Atrium,
St Georges Street,
Norwich,
Norfolk
NR3 1GT.
Consumer Credit Licence Number 498779
Independent Finance Corporation Limited has appointed
Progressive Loan Processing Services Limited to
manage loan applications on its behalf.
Important Information
We will treat all
your information as private and confidential (even
when you are no longer a client) except where
we are permitted by law or where the disclosure
is made at your request or with your consent in
relation to arranging your loan. Where your application
has been introduced by a third party, for example
another broker, we may disclose information concerning
the progress of your application to them. We will
be pleased to confirm if this is the case.
We will store the information about you on computer
and in other records. We will only use this information
for the purposes registered under the Data Protection
Act 1998, and where appropriate the Data Protection
(Bailiwick of Guernsey) Law 2001. This may include
sharing your information with other companies
in the Central Trust PLC Group.
As part of the Mortgage Code Compliance Board's
(MCCB) duties we may be asked to provide access
to our records so that the MCCB may carry out
an audit of our activities. If we disclose your
personal information to the MCCB the MCCB has
agreed with us that it will only use this information
for the purposes of compliance with the Mortgage
Code and not for any other reason.
As part of the Finance Industry Standards Association's
(FISA) duties we may be asked to provide access
to our records so that FISA may carry out an audit
of our activities. If we disclose your personal
information to FISA, they have agreed with us
that it will only use this information for the
purposes of compliance with their Codes of Practice
and not for any other reason.
Further information regarding data protection
will be provided by us with any loan documentation
that may be sent to you.
Further details of the companies in the Central
Trust PLC Group are available from the Data Protection
Officer (below)
You have the right of access to your personal
records upon request to:
Data Protection Officer
Central Trust PLC Group
FREEPOST ANG20079
Norwich NR3 1ZE
Unless you advise us to the contrary,
both we and any other broker or lender we refer
your application to may contact you by letter,
e-mail or fax to offer other products that they
feel may be of interest to you.
If you do not wish to be contacted by Central
Capital (or other companies in the Central Trust
PLC Group) offering other products which we think
may interest to you please write to the Data Protection
Officer as above, or e-mail your name and address
(including postcode) to unsubscribe@centraltrust.plc.uk
Privacy Statement
This privacy statement covers
all web sites operated by Central Capital. Because
we wish to demonstrate our commitment to our users'
privacy, we disclose these details.
What personally identifiable information is collected.
What personally identifiable information third
parties collect through the Web sites.
What organization collects the information
How we use the information
With whom we may share user information
What choices are available to users regarding
collection, use and distribution of the information.
What types of security procedures are in place
to protect the loss, misuse or alteration of information
under our control.
How users can correct any inaccuracies in the
information.
If users have questions regarding
our policies please contact us by e-mailing webmaster@centraltrust.co.uk
Information Collection and Use
Central Capital is the sole owner of the information
collected on its web sites. Central Capital collects
information from our users at several different
points on our site.
Application Form.
We may request information from the user on our
application form. A user must provide contact
information (such as name, e-mail address, home
address etc) and in some cases, financial information
(such as loan amounts, outstanding credit balances
etc.). This information is used in consideration
of your loan application. We use the information
to contact you regarding your application.
We store information that we collect through cookies,
log files, clear gif's, and/or third parties to
create a profile of our users. A profile is stored
information that we keep on individual users.
We do not share your profile or personally identifiable
information with any third party outside of the
Central Trust PLC Group of Companies.
Cookies.
A cookie is a piece of data stored on the users
computer tied to information about the user. We
use session ID cookies only. For the session ID
cookie, once users close the browser, the cookie
simply terminates.
By setting a cookie on our site, we allocate each
visitor a Unique Reference that follows them throughout
the site. This Unique Reference is logged along
with referring domain information and just your
e-mail address only in the event you make a loan
application. If you do not make a loan application,
only your referring domain information is stored.
Log Files
Like most standard web site servers, we use log
files. The includes Internet protocol (IMP) addresses,
browser type, Internet service provider (ASP),
referring/exit pages, platform type, date/time
stamp, and number of clicks to analyse trends,
administer the site, track users movement in the
aggregate, and gather broad demographic information
for aggregate use. IP addresses, etc. are not
linked to personally identifiable information.
Clear Gifs (Web beacons/Web bugs)
On occasion, we employ a software technology called
clear gifs that help us monitor the effectiveness
on certain marketing and advertising that we do
across the Internet. Clear gifs are tiny graphics
with a unique identifier, similar in function
to cookies, and are used to track the online movements
of web users.
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