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Loan shark targeting begins in the UK [02.02.07]
With many people in the UK suffering at the hands of loan sharks that make illegal cash loans and demand extortionate returns on the loan, the government has announced that it has now started its program to deal with this problem.

UK banks are stalling IVAs [31.01.07]
A number of listed UK consumer debt advisers have recently seen as much a one-third of their share value wiped -off following growing
 
 
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Privacy and Legal


The content of this website and the products and services featured are only available to residents of the United Kingdom aged over 18 and are subject to status. By accessing and using this website you are agreeing to our Conditions of Use and Privacy statement.

Loan Giant Business Loans are administered through Central Capital Corporation Limited. Telephone calls may be recorded for training and security purposes. Central Trust Corporation Limited is registered in Guernsey number 37613.

Registered Office:
1 Le Marchant Street,
St Peter Port,
Guernsey,
GY1 4HP.

Address for UK correspondence:
The Atrium,
St Georges Street,
Norwich,
Norfolk
NR3 1GT.
Consumer Credit Licence Number 498779
Independent Finance Corporation Limited has appointed Progressive Loan Processing Services Limited to manage loan applications on its behalf.

Important Information

We will treat all your information as private and confidential (even when you are no longer a client) except where we are permitted by law or where the disclosure is made at your request or with your consent in relation to arranging your loan. Where your application has been introduced by a third party, for example another broker, we may disclose information concerning the progress of your application to them. We will be pleased to confirm if this is the case.
We will store the information about you on computer and in other records. We will only use this information for the purposes registered under the Data Protection Act 1998, and where appropriate the Data Protection (Bailiwick of Guernsey) Law 2001. This may include sharing your information with other companies in the Central Trust PLC Group.
As part of the Mortgage Code Compliance Board's (MCCB) duties we may be asked to provide access to our records so that the MCCB may carry out an audit of our activities. If we disclose your personal information to the MCCB the MCCB has agreed with us that it will only use this information for the purposes of compliance with the Mortgage Code and not for any other reason.
As part of the Finance Industry Standards Association's (FISA) duties we may be asked to provide access to our records so that FISA may carry out an audit of our activities. If we disclose your personal information to FISA, they have agreed with us that it will only use this information for the purposes of compliance with their Codes of Practice and not for any other reason.
Further information regarding data protection will be provided by us with any loan documentation that may be sent to you.
Further details of the companies in the Central Trust PLC Group are available from the Data Protection Officer (below)
You have the right of access to your personal records upon request to:
Data Protection Officer
Central Trust PLC Group
FREEPOST ANG20079
Norwich NR3 1ZE

Unless you advise us to the contrary, both we and any other broker or lender we refer your application to may contact you by letter, e-mail or fax to offer other products that they feel may be of interest to you.
If you do not wish to be contacted by Central Capital (or other companies in the Central Trust PLC Group) offering other products which we think may interest to you please write to the Data Protection Officer as above, or e-mail your name and address (including postcode) to unsubscribe@centraltrust.plc.uk

Privacy Statement
This privacy statement covers all web sites operated by Central Capital. Because we wish to demonstrate our commitment to our users' privacy, we disclose these details.
What personally identifiable information is collected.
What personally identifiable information third parties collect through the Web sites.
What organization collects the information
How we use the information
With whom we may share user information
What choices are available to users regarding collection, use and distribution of the information.
What types of security procedures are in place to protect the loss, misuse or alteration of information under our control.
How users can correct any inaccuracies in the information.

If users have questions regarding our policies please contact us by e-mailing webmaster@centraltrust.co.uk

Information Collection and Use
Central Capital is the sole owner of the information collected on its web sites. Central Capital collects information from our users at several different points on our site.
Application Form.
We may request information from the user on our application form. A user must provide contact information (such as name, e-mail address, home address etc) and in some cases, financial information (such as loan amounts, outstanding credit balances etc.). This information is used in consideration of your loan application. We use the information to contact you regarding your application.
We store information that we collect through cookies, log files, clear gif's, and/or third parties to create a profile of our users. A profile is stored information that we keep on individual users. We do not share your profile or personally identifiable information with any third party outside of the Central Trust PLC Group of Companies.
Cookies.
A cookie is a piece of data stored on the users computer tied to information about the user. We use session ID cookies only. For the session ID cookie, once users close the browser, the cookie simply terminates.
By setting a cookie on our site, we allocate each visitor a Unique Reference that follows them throughout the site. This Unique Reference is logged along with referring domain information and just your e-mail address only in the event you make a loan application. If you do not make a loan application, only your referring domain information is stored.
Log Files
Like most standard web site servers, we use log files. The includes Internet protocol (IMP) addresses, browser type, Internet service provider (ASP), referring/exit pages, platform type, date/time stamp, and number of clicks to analyse trends, administer the site, track users movement in the aggregate, and gather broad demographic information for aggregate use. IP addresses, etc. are not linked to personally identifiable information.
Clear Gifs (Web beacons/Web bugs)
On occasion, we employ a software technology called clear gifs that help us monitor the effectiveness on certain marketing and advertising that we do across the Internet. Clear gifs are tiny graphics with a unique identifier, similar in function to cookies, and are used to track the online movements of web users.

 

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