The information you provide will be used by us
for the purposes of assessing your application
and retained on our system and may be submitted
to Lenders who will use it for the same purpose.
It may also be used by us for the subsequent marketing
of products and services to you.
Telephone calls may be recorded for training and
other purposes.
Both we and our lenders will make searches of
credit reference agencies who will supply us with
credit information, as well as information from
the Electoral Register. They will record details
of the search whether or not this application
proceeds and details of our searches may be seen
by other organisations which may make searches
in the future.
We may use scoring methods to assess this application
and to verify your identity.
Alternatively, we may ask you to provide physical
forms of identification.
Both we and the Lenders may contact third parties,
for example your employer or bank, to verify the
application details you provide. If you do not
qualify for the loan applied for, or we believe
that another product may be more suitable for
you, we may pass your details to other Lenders
or companies who may offer you alternative loan
products.
All information held about you by the credit reference
agencies may be linked to records relating to
one or more persons, for example, your spouse,
and that for this application you may be treated
as linked financially and that we and our lenders
will consider any associated record.
Please confirm by placing your initials in the
box that:- you are able to disclose information
about your joint applicant and/or anyone else
with whom you say you have a financial link and
that you authorise us to make a credit reference
search and link or record information about both/all
of you - you understand the implications of this
declaration and are you happy to proceed with
this application.
Further information on how we and credit reference
and fraud prevention agencies will use your information
in the future will be sent out to you if this
application is agreed or are available on request.
For
further details, apply online straight away |
