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EXAMPLES OF MONTHLY MORTGAGE REPAYMENTS OVER TYPICAL REPAYMENT PERIODS
6.4% APR – 8.5% APR variable for mortgages from £25,000 to £1 million

30 Years
Amount of Loan
Annual Rate
Without Optional Insurance
With Optional Insurance
£25,000
6.25%
£153.92
£169.32
£50,000
6.25%
£307.85
£338.63
£75,000
6.25%
£461.77
£507.95
£100,000
5.25%
£552.20
£607.42
£125,000
5.25%
£690.25
£759.28
£150,000
5.25%
£828.31
£911.14
£175,000
5.25%
£966.36
£1,062.99
£200,000
5.25%
£1,104.41
£1,214.85

Typical example £75,000 over 20 years = £548.18 per month. Total amount repayable £131,563.20 6.8% APR Variable

25 Years
Amount of Loan
Annual Rate
Without Optional Insurance
With Optional Insurance
£25,000
6.25%
£164.91
£181.40
£50,000
6.25%
£329.82
£362.80
£75,000
6.25%
£494.73
£544.21
£100,000
5.25%
£599.25
£659.17
£125,000
5.25%
£749.06
£823.97
£150,000
5.25%
£898.87
£988.76
£175,000
5.25%
£1,048.68
£1,153.55
£200,000
5.25%
£1,198.50
£1,318.34

Typical example £75,000 over 20 years = £548.18 per month. Total amount repayable £131,563.20 6.8% APR Variable

20 Years
Amount of Loan
Annual Rate
Without Optional Insurance
With Optional Insurance
£25,000
6.25%
£182.73
£201.00
£50,000
6.25%
£365.45
£402.00
£75,000
6.25%
£548.18
£603.00
£100,000
5.25%
£673.84
£741.23
£125,000
5.25%
£842.31
£926.54
£150,000
5.25%
£1,010.77
£1,111.84
£175,000
5.25%
£1,179.23
£1,297.15
£200,000
5.25%
£1,347.69
£1,482.46

Typical example £75,000 over 20 years = £548.18 per month. Total amount repayable £131,563.20 6.8% APR Variable

15 Years
Amount of Loan
Annual Rate
Without Optional Insurance
With Optional Insurance
£25,000
6.25%
£214.35
£235.79
£50,000
6.25%
£428.70
£471.57
£75,000
6.25%
£643.05
£707.36
£100,000
5.25%
£803.88
£884.27
£125,000
5.25%
£1,004.85
£1,105.33
£150,000
5.25%
£1,205.82
£1,326.40
£175,000
5.25%
£1,406.79
£1,547.46
£200,000
5.25%
£1,607.26
£1,768.53

Typical example £75,000 over 20 years = £548.18 per month. Total amount repayable £131,563.20 6.8% APR Variable

10 Years
Amount of Loan
Annual Rate
Without Optional Insurance
With Optional Insurance
£25,000
6.25%
£280.70
£308.76
£50,000
6.25%
£561.39
£617.53
£75,000
6.25%
£842.09
£926.29
£100,000
5.25%
£1,072.92
£1,180.21
£125,000
5.25%
£1,341.15
£1,475.26
£150,000
5.25%
£1,609.38
£1,770.31
£175,000
5.25%
£1,877.60
£2,065.37
£200,000
5.25%
£2,145.83
£2,360.42

Typical example £75,000 over 20 years = £548.18 per month. Total amount repayable £131,563.20 6.8% APR Variable
THE OVERALL COST FOR COMPARISON IS 8.9% APR
The rate is variable and based on a usual case, including fees of £2,200. The actual rate available will depend upon your circumstances. Ask for a personalised illustration
THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
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