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Latest Additions
Loan shark targeting begins in the UK [02.02.07]
With many people in the UK suffering at the hands of loan sharks that make illegal cash loans and demand extortionate returns on the loan, the government has announced that it has now started its program to deal with this problem.

UK banks are stalling IVAs [31.01.07]
A number of listed UK consumer debt advisers have recently seen as much a one-third of their share value wiped -off following growing
 

 

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Types of Loan


Variable Rate Loans
Our loans are available with repayments at a variable rate. This means that your monthly repayments may change over time, in line with any movements in general interest rates.
A Low Cost Personal Loan Standard variable rate - where your repayment amount only changes if there is a significant change in general interest rates.

Base rate tracker - where your monthly repayment changes every time there is a change to either the base rate or LIBOR (London Interbank Offered Rate).
Whichever type you choose, a variable rate is likely to appeal if you feel that interest rates will remain the same or fall over the period of your loan.

Help is at hand.
Don't worry if you are unsure which type of loan is best for you. Our qualified team of underwriters will be happy to explain the differences and discuss which option is best for you.

Fixed Rate Loans
If you are looking for a personal loan where you have the comfort of knowing exactly what you'll be repaying each month, then you could do well to consider a fixed rate LoanGiant loan. Available as a secured loan, you'll know exactly where you stand as - for a set initial period - your monthly repayments stay the same even if general interest rates go up or down.

A Loangiant loan, offers you the ability to pay a fixed amount each month for a set number of months. This type of loan is referred to as a short term fixed rate loan.

Short term fixed rate loan - this is where you pay a fixed monthly repayment for the first part of your loan period and then, subsequently, pay the lender's variable rate of interest. The length of time for your 'fixed' monthly payments will vary depending on the length of your overall loan, but is likely to be the first 12, 36, 60 months or the full duration of your loan depending on what loan you select.

A variable rate is likely to appeal if you feel that interest rates will remain the same or fall over the period of your loan.

We're here to listen, explain and help.
Don't worry if you are unsure which type of loan is best for you. Our qualified team of underwriters will be happy to explain the differences and discuss which option is best for you.

 
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Latest News

Peak oil' enters mainstream debate
Is global oil production reaching a peak?

Confusion fear over mail charges
Consumers at post offices across the UK face a "big change" on Monday as branches implement radical changes to mail charges, says a consumer watchdog.

How does a company cost £1?
How can a business with hundreds of buildings and thousands of employees only be worth £1?

Firms 'want good communicators'
Employers value communication skills, the work ethic and personality as the most desirable attributes of school leavers looking for work.

 

 

   
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